Residential & Commercial Lending
NMLS#177901 [MD, VA, DC, PA, CA, TX]
310-340-9722 (CA), 214-973-0284 (TX), 301-919-2160 (PA)
Commercial lending options possible in more than 30 additional states. 
Ask us about special benefits for veteran and other government loans!

Could Obtaining Private Mortgage Insurance (PMI) Help Me Qualify for a Larger Loan?

Yes, it will help you obtain a larger loan, here’s why. Let's say that you are a family with $42,000 Annual Gross Income and monthly revolving debts of $800 for car payment and credit cards, and you have $10,000 for your down payment and closing costs on a 7%-interest mortgage. Without PMI the maximum price you can afford is $44,600, but with PMI covering the lender's risk you now can buy a $62,300 house. PMI has afforded you 39% more house.

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