Residential & Commercial Lending
NMLS#177901 [MD, VA, DC, PA, CA, TX]
310-340-9722 (CA), 214-973-0284 (TX), 301-919-2160 (PA)
Commercial lending options possible in more than 30 additional states. 
Ask us about special benefits for veteran and other government loans!

Who owns the Appraisal?

The mortgage company owns the appraisal even though the borrower paid for it. This is because the mortgage company orders the appraisal on the borrower's behalf, and the Appraiser lists that mortgage company on the report. The borrower does have the right to receive a copy; however it's the mortgage company's discretion to give the borrower the original appraisal report.

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